Many organisations are investing in their staff by providing valuable benefits such as company pensions, life cover and private medical insurance.

These schemes are now widely used by employers to ensure long term commitment and loyalty of employees. T3 Financial Solutions Ltd has specialist knowledge to assist you in creating flexible schemes tailored to your company's needs and budget in the following areas,


Death in service

A relatively inexpensive opportunity for you to provide valuable lump sum death benefits for your employees spouse and dependents with no additional administration burden on the company.


Income Protection

Many employers provide life insurance, or death in service, for their workforce. However, long-term sickness or disability is statistically much more likely than death during an individual's working life and potentially creates far greater financial hardship.

Not only can this have an immediate impact on the Employer, it can also lead to difficult decisions having to be made as to the continuation of employment. Group Income Protection provides the solution offering invaluable benefits to both employer and employee alike.


Private Medical Insurance

This type of cover is not only highly valued by employees, but also extremely valuable for employers. Too many days can be lost due to delays in the provision of medical services. This type of policy can meet those needs and allow you effective control of staff absence on medical grounds. The cost may be paid entirely by the Employer or part-funded by the employees and the plan also provides generous group discounts when compared with individual policies.

Company Pension Schemes

Pension arrangements are more sophisticated than ever and employee retirement benefit schemes have become even more complex with introduction of stakeholder pensions in April 2001. It is vital that the correct pension scheme is selected so that employees see it as a valued benefit. T3 Financial Solutions specialise in the analysis and recommendation of appropriate pension arrangements ensuring we meet the needs of both employer and employee. We believe it is important to provide a full service to your employees particularly in relation to both their planning for retirement and options upon retirement. By providing this service direct to your employees we aim to minimise any costs to you as the employer and of course to enhance your employees' attitude to the benefits provided by you.

For more information on our Employee Benefits Proposition please contact us.